. When I was a kid, we lived in Pennsylvania, and for some reason we had baseboard heat. We had much the problem you describe, except my parents, to save money, set the thermostat to 60 (and of course, that meant there were some places in the house that were below 60.)
We were constantly sipping tea and huddled under blankets in the winter. It wasn’t until I became an adult that I realized most people did not do this.
Of course, as my parents said, it builds character. That chill you have in your body right now is all your character building. Think of it that way.