Mamuang is correct. Milehighgirl had a tough time growing fruits in Denver. She tried very hard for several years. She had a really bad time with rodents girdling the trees over the winter, so you’ll need some protection around the trees (i.e. hardware cloth buried in the soil and extending up above the predicted snow line).
As mentioned, you don’t need to water during the winter, unless there is a prolonged winter dry spell and the soil is very dry. In that case the trees can suffer from desiccation, but again that’s probably minimal risk.
Your sweet cherries are going to be the hardest to get fruit from in your area. As I recall, a good portion of Milehighgirl’s weather related issues were the spring frosts. Sweet cherries bloom really early, so it may be rare you would get a crop from your sweet cherries. I grew sweet cherries here (KS/MO border) and it was a bust for me. My neighbor grew them even longer and had the same experience.
I think your Contender peach tree has some good potential. You may have a bit better weather than Denver if you are south and a half zone warmer.
Here is some data for the lowest winter temps for Denver by year.
https://www.currentresults.com/Yearly-Weather/USA/CO/Denver/extreme-annual-denver-low-temperature.php
It’s not too bad as far as lows go. Here anything below -9F starts to remove crop from peach trees. The good news is a tree like Contender is much hardier and can stand considerably lower temps before significantly removing crop.
Of course the table on the link above doesn’t record fluctuations in temps, which can have a pretty drastic effect.
I probably wouldn’t try to cover trees with tarps when cold spikes come. There probably isn’t enough ground temperature warmth to make a difference in protecting the wood.