Thank you @mamuang. The information at that link is really helpful. I am really bad at insect damage and disease identification, and NH Ext had a lot of information all in one spot, which is very helpful. From the looks of my only two apples, I can probably say with some certainty that I will have significant insect pressure in my orchard! 
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i recently grabbed some very old cedar fencing to use as an accent wall and am going to debug with borax in a sprayer. I noticed this little insect in abundance, anyone have a guess?
This is a fly and not a moth.
I have a couple different questions.
First, some of my dormant apple trees have this grayish film on some stems. It wipes right off. I started wondering what it is and if it is problematic in any way. I canât find similar pictures when i do a search. Any ideas?
Next⌠Some of my plum trees have leaves that appear to be folded and stuck to the stems. I noticed this all winter but kept forgetting to ask about it. I donât find what insect does this but probably because I am not using the correct search words.
The apple is normal (some varieties are fuzzy on young growth) donelt know about your plum
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Thanks @Carlin. Thatâs what I thought initially, but then started to wonder about it since not all of my apples have that. I didnât want to be overlooking a potential problem.
I donât believe either to be a problem. To me the plum leaves just look like ones that didnât fall off in the fall and have shriveled up.
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Thanks speedster, thatâs what I thought initially, but they are actually very sticky and you have to peel them off. This is unlike a dried leaf that would just break of easily, so I suspected a nasty bug of some sort.
These look like Aphids,so donât an need ID for them,that were on a Citrus.My question is,since I havenât studied their life cycle.Do they go through a shedding of an exoskeleton,as what it appears to be in the photo?
Yes, they molt.
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3 or 4 moultings per aphid.
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Found this insect last fall on my young golden russet apple tree. At the time I assumed it was some sort of wasp, but now I am thinking it was actually a moth. Hopefully it isnât some sort of borer? I have an old apricot tree and plum tree both with peach tree borer symptoms.
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Yes,a Hornet moth or Hornet clearwing.I have never met one,but probably might think about leaving the thing alone,if that happened.Which is what the disguise is designed to do,as defense.
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It is a sesiid, or clearwing, moth.
The moth commonly known as a hornet clearwing is only in New England.
There are several moth species very similar to the ncguire moth that are more local to New Mexico, this one for example:
(there were several other similar moths for NM also)
These various species all tend to specialize on what they bore into, you may have to check with a local extension agency to see if they are familiar with your particular moth.
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By George,I think heâs got it!
I was was going to answer,Greater African Rope Eater,but they probably donât exist.
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Not sure if this pale spot on my apricot is a problem or not, but itâs noticeable from across the yard. Itâs not even all the way around. I do suspect it might be related to whatâs fairly obviously insect damage on one of the branches.
I havenât scratched the bark yet to see what it looks like underneath. Itâs also about where Iâm planning to make a heading cut, so it might go away either way?
It looks like lack of uv and you had a band of tape or tree wrap on it
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Aha! I did just take the stake and tie off. That would explain why I hadnât noticed it before. Thanks!
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Branch damage likely leaf or bark miner.